SUBSTITUTE TRUSTEES NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated FEBRUARY 23, 2006, executed by DARRELL LEE COX, A/K/A DARRELL L COX AND JOY COX, HUSBAND AND WIFE, to FMLS, INC., Trustee, of record in BOOK 7871, PAGE 831, in the Register's Office for HAMILTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register's Office for HAMILTON County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by REGIONS BANK, SUCCESSOR BY MERGER TO AMSOUTH BANK, as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on TUESDAY, MARCH 9, 2010, AT 11:00 A.M. (LOCAL TIME), AT THE WEST DOOR OF THE HAMILTON COUNTY COURTHOUSE, IN CHATTANOOGA, HAMILTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in HAMILTON County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF HAMILTON, TENNESSEE: THE FOLLOWING DESCRIBED REAL ESTATE, SITUATED IN THE COUNTY OF HAMILTON, STATE OF TENNESSEE: LOT NINE (9), BLOCK SEVEN (7), OF SHADY GROVE, AS SHOWN ON PLAT OF RECORD IN THE REGISTER'S OFFICE OF HAMILTON COUNTY, TENNESSEE TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. BEING THE SAME PROPERTY CONVEYED TO RAYMOND C. COX AND WIFE, LANA COX, BY DEED DATED JUNE 9, 1966, OF RECORD IN BOOK 1683, PAGE 368, IN THE REGISTER'S OFFICE OF HAMILTON COUNTY, TENNESSEE. ALSO, BEING THE SAME PROPERTY CONVEYED FROM LANA COX, WIDOW, UNMARRIED, TO DARRELL L. COX (A/K/A DARRELL LEE COX), BY QUITCLAIM DEED DATED NOVEMBER 9, 1995, OF RECORD IN BOOK 4592, PAGE 291, IN THE REGISTER'S OFFICE OF HAMILTON COUNTY, TENNESSEE. THIS IS IMPROVED PROPERTY KNOWN AS 4800 MARYLAND DRIVE, CHATTANOOGA, TENNESSEE 37412. MAP 169B GROUP G PARCEL 032 THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. OTHER INTERESTED PARTIES: JOY COX THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINEDWILL BE USED FOR THAT PURPOSE. This day, February 9, 2010. This is improved property known as 4800 MARYLAND DRIVE, CHATTANOOGA, TENNESSEE 37412.J. PHILLIP JONES Substitute TrusteeJ. PHILLIP JONES,SUBSTITUTE TRUSTEESUITE C-205,NASHVILLE HOUSEONE VANTAGE WAYNASHVILLE, TN 37228(615) 254-4430